Starter stack
AI SaaS
A managed Next.js stack for shipping metered model-powered features to authenticated customers.
Recommendation
A product team building an authenticated AI application with streamed model output and paid usage
Assumptions
This stack is useful only while these product and operating assumptions remain true.
- The product needs authenticated user or organization context around model requests.
- A PostgreSQL system of record fits users, entitlements, prompts, and application metadata.
- The team accepts hosted model APIs and must measure their variable usage separately from application hosting.
- AI SDK abstractions fit the required providers and streaming/tool-call behavior.
What is in this stack
Each layer has a clear job. Replaceable tools can be swapped when your constraints change.
Next.js
Product UI, server routes, and streaming application surface · Core choice
Clerk
Managed user and organization identity · Replaceable
Neon
Managed PostgreSQL for application records and entitlements · Replaceable
Stripe
Payments, subscriptions, and commercial account events · Replaceable
AI SDK
TypeScript model integration, streaming, and tool-call primitives · Replaceable
Vercel
Managed Next.js deployment and runtime · Replaceable
Why these tools fit together
Next.js supplies the application surface, Clerk the user context, Neon a focused PostgreSQL system of record, Stripe the commercial account, AI SDK the model integration layer, and Vercel the managed runtime. The separation keeps model-provider choice above the infrastructure layer while preserving normal SaaS controls.12345679101112131618
When to replace a layer
Change a tool when the underlying constraint changes, not because another logo is more popular.
AI integration
The application needs provider behavior, runtime support, or orchestration not represented by AI SDK.
Direction: Use provider-native SDKs or a reviewed agent/gateway layer.
Database
Long-running ingestion, vector retrieval, or regional data requirements exceed the chosen PostgreSQL path.
Direction: Add or replace the data layer through the relevant Data decisions.
Hosting
Long-running work or workload placement does not fit request-oriented managed deployment.
Direction: Move durable work to a reviewed job or container platform.
Official resources
Use the Stack to decide, then verify implementation and commercial details with each primary source.
Sources
Primary evidence used for the Stack fit and dependency boundaries.
- 1Next.js documentation
Vercel · Accessed Official
- 2Clerk documentation
Clerk · Accessed Official
- 3Neon documentation
Neon · Accessed Official
- 4Stripe documentation
Stripe · Accessed Official
- 5AI SDK documentation
Vercel · Accessed Official
- 6Vercel documentation
Vercel · Accessed Official
- 7Next.js documentation
Vercel · Accessed Official
- 8Next.js license
Vercel · Accessed Official
- 9Clerk documentation
Clerk · Accessed Official
- 10Clerk Organizations
Clerk · Accessed Official
- 11Clerk pricing
Clerk · Accessed Official
- 12Clerk security
Clerk · Accessed Official
- 13Why Neon
Neon · Accessed Official
- 14Neon pricing
Neon · Accessed Official
- 15Stripe pricing
Stripe · Accessed Official
- 16How Stripe Connect works
Stripe · Accessed Official
- 17AI SDK license
Vercel · Accessed Official
- 18Vercel documentation
Vercel · Accessed Official
- 19Vercel pricing model
Vercel · Accessed Official