Identity verification

Stripe Identity

A Stripe product for document, selfie, and supported identity-number verification flows, distinct from payment processing and account authentication.

Editorial verdict

Choose Stripe Identity when its bounded verification types, supported geography, data handling, retention, and failure paths fit the product and Stripe alignment removes meaningful integration work.12

Best for

  • Stripe-aligned products with a bounded proofing step
  • Document and selfie verification where currently supported
  • Teams that can implement fallback, review, and deletion workflows
12

Not ideal for

  • Products needing only sign-in authentication
  • Workflows requiring unsupported evidence or geography
  • Teams unable to satisfy biometric, age, retention, privacy, or alternative-method obligations
12
Main trade-off

A focused Stripe integration reduces implementation surface while coupling proofing, sensitive data, policy, retention, pricing, and migration to Stripe.12

Product boundary

Whether Stripe Identity's supported verification types and data terms fit a Stripe-aligned product's proofing requirement.

Stripe Identity is separate from Stripe Payments and account authentication. A completed verification is not a universal identity guarantee, legal eligibility decision, authorization decision, or replacement for lawful fallback and appeal handling.12

For: Stripe-aligned products needing a bounded identity-proofing step with supported document, selfie, or identity-number checks

  • The required evidence or geography is not supported.
  • Biometric, minor, alternative-method, retention, or residency rules conflict with the flow.
  • A broader case-management or risk-operations platform is required.

Why teams consider Stripe Identity

  • Focused verificationDocument, selfie, and supported identity-number checks address bounded proofing jobs.12
  • Stripe integrationExisting Stripe-aligned teams can reuse platform and operational context.12
  • Data controlsOfficial materials describe verification-information management and retention boundaries.12

Pricing

Public pricing is per completed verification type with a free introductory allowance and custom high-volume terms; verify geography, verification method, failures, retries, and contract at purchase time.1

Identity checks

Public per-completed-verification pricing

Record verification type, free allowance, completed volume, country support, retries or failures, and any custom-volume terms.1

Reviewed public rates
First 50 free; document plus selfie $1.50 and US ID-number lookup $0.50 per completed verification1
High volume
Custom terms may apply above the published threshold1
Pricing checked View official pricing

Stripe Identity vs alternatives

Persona

Choose when
Configurable verification components, workflows, cases, and broader orchestration are required.
Avoid when
A focused Stripe-aligned proofing step is sufficient.
Compared with Stripe Identity
Platform configurability replaces the smaller Stripe-specific integration.56

Veriff

Choose when
Its managed verification, document support, and commercial model better fit the required markets.
Avoid when
The relevant country, document, policy, or retention boundary is unsupported.
Compared with Stripe Identity
A separate managed provider replaces Stripe platform alignment.78

Resources and sources

Official product, policy, and pricing

  • Stripe Identity
    Open
  • Stripe Identity privacy FAQ
    Open
  • Managing Identity verification information
    Open
  • Stripe Identity terms
    Open
  1. 1
    Stripe Identity

    Stripe · Accessed Official

  2. 2
    Stripe Identity privacy FAQ

    Stripe · Accessed Official

  3. 3
    Managing Identity verification information

    Stripe · Accessed Official

  4. 4
    Stripe Identity terms

    Stripe · Accessed Official

  5. 5
    Persona identity platform

    Persona · Accessed Official

  6. 6
    Persona pricing

    Persona · Accessed Official

  7. 7
    Veriff supported document types

    Veriff · Accessed Official

  8. 8
    Veriff self-serve plans

    Veriff · Accessed Official