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Developer-focused Merchant of Record

Creem

Creem is a developer-focused Merchant of Record for eligible software and digital-product businesses.

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Editorial verdict

Choose Creem only when its documented countries, products, fees, payout model, terms, and operating maturity fit the team's risk tolerance.1234

Best for

  • Eligible developer-led software products
  • Teams valuing a developer-focused MoR workflow
  • Businesses that accept a newer provider
1234

Not ideal for

  • Unsupported seller countries
  • Teams requiring a long operating history
  • Businesses that must remain seller of record
1234
Main trade-off

Developer focus and headline pricing may be attractive while maturity, coverage, reserves, contract, and migration risk require close verification.1234

Product boundary

Whether Creem's seller role, supported-country footprint, commercial terms, and operating maturity fit the product.

Creem documents a Merchant of Record model for approved products and countries; coverage does not eliminate seller diligence or contract review.1234

For: Software teams willing to evaluate a newer Merchant of Record against explicit eligibility, country, payout, and exit requirements

  • Seller country is unsupported
  • Terms or reserves exceed tolerance
  • Operating-history requirements change

Why teams consider Creem

  • Merchant-of-record modelOfficial documentation defines Creem's seller role.1234
  • Documented country boundaryA supported-country list makes seller eligibility review explicit.1234
  • Public headline pricingThe pricing page publishes a transaction percentage and fixed fee.1234

Pricing

Public per-successful-transaction headline pricing, subject to terms and product eligibility.2

Current public commercial route

Standard transaction pricing

Verified 2026-07-25: Creem lists 3.9% + $0.40 per successful transaction and states no setup or monthly fee on its pricing page.2

Seller role
Merchant of Record for approved transactions2
Geography
Supported-country policy applies2
Pricing checked View official pricing

Creem vs alternatives

Paddle

Choose when
Choose this route when its eligibility, seller role, checkout, payout, and contract model fit the product.
Avoid when
Avoid it when the business must remain merchant of record or the provider's policies do not fit.
Compared with Creem
Operational coverage increases while checkout, payout, policy, data, and migration control decrease.56

Lemon Squeezy

Choose when
Choose this route when its eligibility, seller role, checkout, payout, and contract model fit the product.
Avoid when
Avoid it when the business must remain merchant of record or the provider's policies do not fit.
Compared with Creem
Operational coverage increases while checkout, payout, policy, data, and migration control decrease.78

FastSpring

Choose when
Choose this route when its eligibility, seller role, checkout, payout, and contract model fit the product.
Avoid when
Avoid it when the business must remain merchant of record or the provider's policies do not fit.
Compared with Creem
Operational coverage increases while checkout, payout, policy, data, and migration control decrease.910

Resources and sources

Official product, pricing, ownership, and policy sources

  • Creem Merchant of Record
    Open
  • Creem pricing
    Open
  • Creem supported countries
    Open
  • Creem terms
    Open
  • How Paddle works
    Open
  • Paddle pricing
    Open
  • Lemon Squeezy payments
    Open
  • Lemon Squeezy pricing
    Open
  • FastSpring store activation
    Open
  • FastSpring pricing
    Open
  1. 1
    Creem Merchant of Record

    Creem · Accessed Official

  2. 2
    Creem pricing

    Creem · Accessed Official

  3. 3
    Creem supported countries

    Creem · Accessed Official

  4. 4
    Creem terms

    Creem · Accessed Official

  5. 5
    How Paddle works

    Paddle · Accessed Official

  6. 6
    Paddle pricing

    Paddle · Accessed Official

  7. 7
    Lemon Squeezy payments

    Lemon Squeezy · Accessed Official

  8. 8
    Lemon Squeezy pricing

    Lemon Squeezy · Accessed Official

  9. 9
    FastSpring store activation

    FastSpring · Accessed Official

  10. 10
    FastSpring pricing

    FastSpring · Accessed Official